logo: McAfee
2027

Supplemental Health Benefits

Your medical plan helps cover the cost of illness, but a serious or long-lasting medical crisis often involves additional expenses and may affect your ability to bring home a full paycheck.

Supplemental Health Benefits

Plans

Unum

Accident Insurance

Accident Insurance helps you pay for unexpected costs that can add up due to common injuries such as fractures, dislocations, burns, emergency room or urgent care visits, as well as physical therapy. If you or a covered family member has an accident, this plan pays a lump-sum, tax-free benefit.

Unum

Critical Illness Insurance

Critical illness insurance can help fill a financial gap if you experience a serious illness such as cancer, heart attack or stroke. Upon diagnosis of a covered illness, a lump-sum, tax-free benefit is immediately paid to you. Use it to help cover medical costs, transportation, childcare, lost income, or any other need following a critical illness.

Unum

Hospital Indemnity Insurance

Hospital indemnity insurance can enhance your current medical coverage. The plan pays a lump sum, tax-free benefit when you or an enrolled dependent is admitted or confined to the hospital for covered accidents and illnesses. You can use the money you receive under the plan however you see fit, for paying medical bills, childcare, or for regular living expenses like groceries - you decide.

Cancer Guardian

Cancer Guardian

This unique program provides genetic testing and personalized health guidance to help individuals understand and manage their health risks, particularly related to hereditary cancers, cardiovascular diseases and other critical illnesses. The program includes actionable results from genetic screenings, access to expert navigation and counseling and support for adult cancer patients, survivors and caregivers.