Plan Year 2027

Survivor Benefits

Basic Life Insurance pays your beneficiary a lump sum if you die. AD&D coverage provides a benefit to you if you suffer from loss of a limb, speech, sight, or hearing, or to your beneficiary if you have fatal accident

Survivor Benefits

Basic Life & AD&D

Coverage	Paid by	Benefit Amount	Maximum Benefit
Basic Life	McAfee	2x your earnings	$1,000,000
Basic AD&D	McAfee	2x your earnings	$500,000

Basic Life

Paid by: McAfee
Benefit Amount: 2x your earnings
Maximum Benefit: $1,000,000

Basic AD&D

Paid by: McAfee
Benefit Amount: 2x your earnings
Maximum Benefit: $500,000

Voluntary Life & AD&D Insurance

Coverage For	Paid by	Benefit Amount	Maximum Benefit	Guaranteed Issue
Employee Life	Employee	1x–7x salary	$2,000,000	2x base salary or $400,000
Employee AD&D	Employee	1x–7x salary	$1,000,000	2x base salary or $400,000
Spouse Life	Employee	$50,000 increments	$250,000	$50,000
Child Life	Employee	$5,000 increments	$20,000	—
Child AD&D	Employee	$10,000 increments	$50,000	—

Employee Life

Paid by: Employee
Benefit Amount: 1x–7x salary
Maximum Benefit: $2,000,000
Guaranteed Issue: 2x base salary or $400,000

Employee AD&D

Paid by: Employee
Benefit Amount: 1x–7x salary
Maximum Benefit: $1,000,000
Guaranteed Issue: 2x base salary or $400,000

Spouse Life

Paid by: Employee
Benefit Amount: $50,000 increments
Maximum Benefit: $250,000
Guaranteed Issue: $50,000

Child Life

Paid by: Employee
Benefit Amount: $5,000 increments
Maximum Benefit: $20,000
Guaranteed Issue: —

Child AD&D

Paid by: Employee
Benefit Amount: $10,000 increments
Maximum Benefit: $50,000
Guaranteed Issue: —